Personal Savings

We wouldn’t be your Local bank without great savings options! We offer a variety of interest bearing savings accounts that give you the choice and flexibility to earn competitive interest on the money you save. Whether you need daily access to your funds or have the ability to invest your funds in a long-term option, we have just the right account for your individual needs.

Regular Savings Account

• Easy to Open with a Minimum Initial Deposit
• No Minimum Balance is Required to Earn Interest
• Quarterly Statement
• No Service Charge if Minimum Average Balance is Maintained

Money Market Accounts

• Pays Higher Interest Rate than Regular Savings
• No Minimum Balance is Required to Earn Interest
• You May have up to 6 transfers/withdrawals Per Month on the Account
• Interest Rate Increases as Your Balance Increases (Tiered Interest Levels)
• No Service Charge if Minimum Average Balance is Maintained
• Earn Higher Rates on Your Deposits than Regular Savings
• The More You Save, the Higher Interest Rate You Earn
• Immediate Access to Your Funds with Limited Check Writing Capabilities

Certificates of Deposit

• Pays Higher Interest Rates than Savings and Money Market Accounts
• Increase Your Rate One Time During the Term of Your 1, 2 or 3 Year CD
• Jumbo Interest Rates Apply to Certificates of $100,000 or More
• Interest is Compounded Quarterly for Terms of One Year or More
• Ask About Our Shorter Term CDs