• Belle Fourche
  • Buffalo
  • Rapid City
  • Spearfish
  • Sturgis

SCAM and FRAUD information is posted under the Information/Events area to the right!

Personal Checking

We offer a variety of checking options to satisfy your individual needs. Whether you write and deposit a few checks a month or need a complete cash management system, it's all right here.

It only takes a small opening deposit to establish a checking account. All accounts come with a free ATM/VISA Checkcard, free internet banking and free 24-hour touchtone telephone banking.

eChecking

No Monthly Service Charge if you have any two of the four items listed.

Personal Checking Checkbook
  • Receive your account statements electronically
  • Use your debit card for purchases totaling $100 or more during the statement period
  • Have a direct deposit (ACH) transaction
  • Maintain a Minimum Average Daily Balance of $500 or more

--OR--

  • Maintain a Minimum Average Daily Balance of $1000 or more with no additional requirements.

    Plus Account

    • No Monthly Service Charge if Minimum Average Daily Balance is Maintained
    • No Per Check Charge
    • Earns Interest at a Competitive Rate
    • Interest Rate Discount for New Loans Using Automatic Payment

    Platinum Checking

    • No Monthly Service Charge if Combined Loan and Deposit Balances Meet Minimum Requirements
    • Earns Interest at a Competitive Rate
    • Free Pioneer Bank & Trust Corporate Image Checks
    • Free Online Bill Pay
    • Interest Rate Discount for New Loans Using Automatic Payment
    • Free Imaged Statements
    • Free Money Orders and Travelers Checks
    • Free Notary Service