• Belle Fourche
  • Buffalo
  • Spearfish
  • Rapid City

Personal Checking

We offer a variety of checking options to satisfy your individual needs. Whether you write and deposit a few checks a month or need a complete cash management system, it's all right here.

It only takes a small opening deposit to establish a checking account. All accounts come with a free ATM/VISA Checkcard, free internet banking and free 24-hour touchtone telephone banking.

Free Checking

No minimum balance, no monthly service charge and no per check charge.

Personal Checking Checkbook

Advantage Checking*

  • No Minimum Balance Required
  • Free Pioneer Bank & Trust Corporate Image Checks
  • Free Money Orders and Travelers Checks
  • Interest Rate Discount for New Loans Using Automatic Payment

*A nominal service fee applies

Plus Account

  • No Monthly Service Charge if Minimum Average Daily Balance is Maintained
  • No Per Check Charge
  • Earns Interest at a Competitive Rate
  • Interest Rate Discount for New Loans Using Automatic Payment

Platinum Checking

  • No Monthly Service Charge if Combined Loan and Deposit Balances Meet Minimum Requirements
  • Earns Interest at a Competitive Rate
  • Free Pioneer Bank & Trust Corporate Image Checks
  • Free Online Bill Pay
  • Interest Rate Discount for New Loans Using Automatic Payment
  • Free Imaged Statements
  • Free Money Orders and Travelers Checks
  • Free Notary Service
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