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Kristen R. Harding – Mortgage Loan Originator


Kristen joined the Pioneer Bank & Trust team in 2019, bringing more than a dozen years of financial services experience to a newly-created position in the Spearfish branch. While earning her Bachelor of Science degree from Black Hills State University, she first began working as a bookkeeper for a local non-profit, later transitioning to retail banking, and finally, to mortgage origination. Kristen is passionate about serving her community with integrity and care.