Kristen R. Harding – Mortgage Loan Originator

Kristen joined the Pioneer Bank & Trust team in 2019, bringing more than a dozen years of financial services experience to a newly-created position in the Spearfish branch. While earning her Bachelor of Science degree from Black Hills State University, she first began working as a bookkeeper for a local non-profit, later transitioning to retail banking, and finally, to mortgage origination. Kristen is passionate about serving her community with integrity and care.