Raised on a family farm and ranch near Ralph, SD, Eltonjon still manages operations today, while also
bringing to the Pioneer team over 25 years of diverse financial experience. After earning his BS in
Business Administration from Dickinson State University in 1997, he spent 13 years working for Ford
Motor Credit and US Bank in Fargo, ND, where he earned numerous awards including Customer Service
Award, Credit Analyst of the Month, Credit Analyst of the Quarter, and Top Quality Analyst. His Fargo
career promoted him from Auditor, Credit Package Preparer, to Dealer Account Manager & Dealer
Services Analyst, Prime and Non-Prime Credit Analysis / Underwriter.
Eventually, the Black Hills called him to head back West so that he could maintain operations on the
family farm and enjoy snowboarding and mountain biking in his spare time. He moved to Rapid City in
2010 and spent five years with Ditech, training various teams in South Dakota, Arizona and Florida as a
Senior Business Analyst before being recruited by Farm Credit to be an Insurance Officer for crop and
hail.
He joined the Pioneer Bank & Trust team in 2020 as a Credit Analyst for the Senior Vice President and
Rapid City Market Manager, he acquired his NMLS in 2021 and enjoys using his unique background to
find financial solutions for area farmers, ranchers, homeowners and businessmen alike. He was
awarded in 2024 the SBA 504 Lender of the Year for the Black Hills Community Economic Development,
which is a certified development company originating SBA 504 Loans in South Dakota and parts of
Nebraska and Wyoming.
Eltonjon has served on multiple volunteer committees and community service organizations and
personally supports the Black Hills Suzuki School, Kidnotes Piano and Black Hills Ski for Light. Eltonjon
currently serves on the Board of Directors for Rushmore Consumer Credit Resource Center.
