Raised on his family’s farm and ranch near Ralph, SD, Eltonjon continues to manage those operations today while bringing more than 25 years of diverse financial experience to the Pioneer Bank & Trust team. After earning his BS in Business Administration from Dickinson State University in 1997, he spent 13 years with Ford Motor Credit and U.S. Bank in Fargo, ND. During that time, he earned numerous distinctions—including the Customer Service Award, Credit Analyst of the Month, Credit Analyst of the Quarter, and Top Quality Analyst—and advanced through roles ranging from Auditor and Credit Package Preparer to Dealer Account Manager, Dealer Services Analyst, and Prime/Non-Prime Underwriter.
Drawn back to the Black Hills to remain involved in the family farm and enjoy his passion for snowboarding and mountain biking, Eltonjon relocated to Rapid City in 2010. He spent five years with Ditech as a Senior Business Analyst, training teams across South Dakota, Arizona, and Florida, before being recruited by Farm Credit as an Insurance Officer specializing in crop and hail coverage.
Eltonjon joined Pioneer Bank & Trust in 2020 as a Credit Analyst supporting the Senior Vice President and Rapid City Market Manager. He earned his NMLS in 2021 and uses his unique blend of financial expertise to help farmers, ranchers, homeowners, and business owners alike. He currently serves as Vice President and Commercial/Agriculture Lending Officer. In 2024, he was honored as the SBA 504 Lender of the Year by Black Hills Community Economic Development, a certified development company originating SBA 504 loans in South Dakota and parts of Nebraska and Wyoming.
Committed to community service, Eltonjon has served on multiple volunteer committees and organizations. He currently sits on the Board of Directors for Consumer Credit Counseling Service of the Black Hills and serves as Treasurer on the Executive Board for the Badlands National Park Conservancy.
