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Personal Checking

We offer a variety of checking options to satisfy your individual needs. Whether you write and deposit a few checks a month or need a complete cash management system, it’s all right here.

It only takes a small opening deposit to establish a checking account. All accounts come with a free debit card, free online banking and free 24-hour phone banking.

Pioneer eChecking

No Monthly Service Charge if you have any two of the four items listed.

money check and pen

  • Receive your account statements electronically
  • Use your debit card for purchases totaling $100 or more during the statement period
  • Have a direct deposit (ACH) transaction during the statement period
  • Maintain a Minimum Average Daily Balance of $500 or more

–OR–

  • Maintain a Minimum Average Daily Balance of $1000 or more with no additional requirements.

Pioneer Plus Account

  • No Monthly Service Charge if Minimum Average Daily Balance is Maintained
  • No Per Check Charge
  • Earns Interest at a Competitive Rate

Pioneer Platinum Checking

  • No Monthly Service Charge if Combined Loan and Deposit Balances Meet Minimum Requirements
  • Earns Interest at a Competitive Rate
  • Free Checks*
    *Certain check styles are free with this account, ask a personal banker for more details.
  • Free Online Bill Pay
  • Free Imaged Statements
  • Free Money Orders
  • Free Notary Service

Elite Plus Account (Customers 55 years or better!)

  • No Monthly Service Charge if Minimum Average Daily Balance is Maintained
  • Earns Interest at a Competitive Rate
  • Discount on Safe Deposit Box Rent
  • Free Checks*
    * Certain check styles are free with this account, ask a personal banker for more details.
  • Free Money Orders**
    **Limit of 10 per month.
  • Free Notary Service**
    **Limit of 10 per month.

Customers age 55 or better who maintain a minimum balance in any account, Certificate of Deposit (CD) or loan with Pioneer Bank & Trust are eligible to participate in our Elite Club.

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Need to reorder checks?

Reorder Checks CPS reorder your checks