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Personal Checking

Manage Your Finances with Ease

At Pioneer Bank & Trust, we know that the right checking account is key to managing your finances. We offer a variety of checking account options to fit your lifestyle and your financial needs. Contact one of our local banking representatives for help choosing the right one for you!

Pioneer eChecking

No Monthly Service Charge if you have any two of the four items listed.

  • Receive your account statements electronically
  • Use your debit card for purchases totaling $100 or more during the statement period
  • Have a direct deposit (ACH) transaction during the statement period
  • Maintain a Minimum Average Daily Balance of $500 or more

–OR–

  • Maintain a Minimum Average Daily Balance of $1000 or more with no additional requirements.

Pioneer Plus Account

  • No Monthly Service Charge if Minimum Average Daily Balance is Maintained
  • No Per Check Charge
  • Earns Interest at a Competitive Rate

Pioneer Platinum Checking

  • No Monthly Service Charge if Combined Loan and Deposit Balances Meet Minimum Requirements
  • Earns Interest at a Competitive Rate
  • Free Checks*
    *Certain check styles are free with this account, ask a personal banker for more details.
  • Free Online Bill Pay
  • Free Imaged Statements
  • Free Money Orders
  • Free Notary Service

Elite Plus Account (Customers 55 years or better!)

  • No Monthly Service Charge if Minimum Average Daily Balance is Maintained
  • Earns Interest at a Competitive Rate
  • Discount on Safe Deposit Box Rent
  • Free Checks*
    * Certain check styles are free with this account, ask a personal banker for more details.
  • Free Money Orders**
    **Limit of 10 per month.
  • Free Notary Service**
    **Limit of 10 per month.

Customers age 55 or better who maintain a minimum balance in any account, Certificate of Deposit (CD) or loan with Pioneer Bank & Trust are eligible to participate in our Elite Club.

Learn More

Need to reorder checks?

Reorder Checks CPS reorder your checks