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Personal Savings

Start Saving Today

You can deposit your hard-earned money at any bank, but at Pioneer Bank & Trust, your money is safe with your Local banking experts. Our goal is to find you the best savings account based on your future financial needs. Whether you need daily access to your funds or have the ability to invest your funds in a long-term option, we have you covered.

Savings Account

  • Easy to Open with a Minimum Initial Deposit
  • No Minimum Balance is Required to Earn Interest
  • Quarterly Statement
  • No Service Charge if Minimum Average Balance is Maintained

Minor Savings Account

  • Easy to Open with the Minimum Initial Deposit waived
  • No Service Charge if account owner is under 18 years of age
  • No Minimum Balance is Required to Earn Interest
  • Quarterly Statement

Money Market Accounts

  • Pays Higher Interest Rate than Savings
  • No Minimum Balance is Required to Earn Interest
  • Interest Rate Increases as Your Balance Increases (Tiered Interest Levels)
  • No Service Charge if Minimum Average Balance is Maintained
  • Immediate Access to Your Funds with Limited Check Writing Capabilities

Certificates of Deposit

  • Increase Your Rate One Time During the Term of Your 1, 2 or 3 Year CD
  • Jumbo Interest Rates Apply to Certificates of $100,000 or More
  • Interest is Compounded Quarterly for Terms of One Year or More
  • Ask About Our Shorter Term CDs