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Josh Horak – VP & Commercial Lender


Josh joined Pioneer Bank & Trust team in 2022 – bringing 20 years of banking experience, ranging from student loan sales to branch President. Most recently he was the branch president at a bank in Sturgis. Josh is a graduate of Spearfish High School, having attended BHSU then graduating from SDSU with a bachelor’s degree in education. Josh has resided in Spearfish since 1994 and is heavily involved in the Spearfish community having held leadership positions on a number of non-profit boards such as Spearfish Chamber of Commerce, Northern Hills Training Center, Grace Balloch Memorial Library, N.H. CASA, Northern Hills Chapter RMEF, and Black Hills Christian Academy.