Personal Credit Cards
Find the credit card that works for you
VISA & American Express Credit Cards
Whether you are looking to build credit, pay down another credit card, or get rewarded for your everyday purchases, we have a card for you. Backed by our quality customer service and the most secure technology, the Pioneer Bank & Trust credit card is the perfect option to start spending smarter.
Pioneer Bank & Trust issues Visa and American Express cards through Elan Financial Services*.
Find the right card for you:
* Pioneer Bank & Trust is not liable for any failure of products or services advertised on this site.
Rewards To Use The Way You Want
Visa Signature® Real Rewards Card
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- Reward bonus – $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Premier Rewards American Express® Card
- Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas station purchases and 1x on all other eligible net purchases.
- $100 cash back after you spend $1,000 in the first 3 months.
- $0 introductory Annual Fee for the first year. After that, $99 Annual Fee
Flexible Cash Rewards
Cash Rewards American Express® Card
- Earn up to 3% cash back at gas stations.
- Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases.
- Reward bonus – $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Pay Down Balances
Visa® Platinum Card
- Extended introductory offer.
- Save on interest and pay down your other credit card balances faster.
Build Your Credit
Secured Visa® Card
- Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
- $35 Annual Fee
- Remember, late payments and going over the credit limit may damage your credit history.
Visa Signature® College Real Rewards Card
- Excellent opportunity for someone starting a credit history.
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
- Reward bonus – $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.