Racheal Shank – Mortgage Loan Originator
Racheal started her banking career in 2007 as a mortgage loan originator. She has been recognized for her strong customer service skills as well as being a top producer in mortgage lending. She is excited to join Pioneer Bank & Trust and bring her passion for helping people achieve their dreams of home ownership. Racheal […]
Kyle Smith – VP/Commercial & Ag Lender
Kyle has been in commercial and agricultural lending since July of 2002. Kyle graduated from Black Hills State University in May of 2002 with a double major in Business Administration and Human Resource Management. He is originally from a cattle ranch near Lodgepole, SD. He is a graduate of School for Beginning Agricultural Lenders, and […]
Josh Horak – VP & Commercial Lender
Josh joined Pioneer Bank & Trust team in 2022 – bringing 20 years of banking experience, ranging from student loan sales to branch President. Most recently he was the branch president at a bank in Sturgis. Josh is a graduate of Spearfish High School, having attended BHSU then graduating from SDSU with a bachelor’s degree […]
Dan O’Shea – Senior VP/Manager
Dan has been in banking for over 30 years serving in a variety of roles. He’s an alumni of the Graduate School of Banking, Madison WI and San Diego State University. Prior to joining Pioneer Bank & Trust in 2000 he worked for national banks in South Dakota, Colorado and California. Dan is active in […]
Timothy Palmer – Assistant Vice President
Tim has been in the banking industry for the last 5 years, as both an Analyst and Commercial Lender. He has a Bachelor of Science with an Emphasis in Economics and Finance from Black Hills State University in Spearfish, SD. Tim participates in several local non-profit organizations, including teaching Junior Achievement Classes in Rapid City […]
Tim Merkle – Senior VP/Manager
Tim has more than 24 years of banking experience and has been with Pioneer Bank for a total of 16 years. He has a Bachelor of Science with a Finance Emphasis from Adams State College in Alamosa, CO. He has also served on various boards and has been involved in many volunteer activities over the […]
John Latham – Assistant Vice President & Commercial Loan Officer
John began working at PB&T in 2018. Prior to his career as a loan officer he was a teacher. John attended and graduated from Chadron State College.
