Kristine Beck – Personal Banker
Kristine was born and raised in Sturgis. While working in the service industry she completed her Bachelor’s degree in Exercise Science and graduated from Black Hills State University in 2022. Her ongoing desire to learn led her to join Pioneer Bank & Trust in 2023. Kristine thoroughly enjoys getting to know people and building lasting […]
Carrietta St. Peter – Personal Banker
Carrietta grew up on the family ranch located by Faith, South Dakota and graduated from South Dakota State University in 2017 with an Agricultural Science Degree. The agricultural industry is very important to her. She was actively involved as a Rodeo Queen, FFA Member, 4-H Member and with many other organizations through the years to […]
Melissa Dean – Personal Banker
Melissa grew up on a Ranch west of Spearfish and is a South Dakota State University Alumni. Before joining Pioneer Bank & Trust as a Personal Banker, Melissa worked at various levels in a wide variety of industries such as family-owned businesses, government, higher education and a Fortune 500 company. Melissa always strives to provide […]
Susan P. Ziegler – Personal Banker
Susan has been with Pioneer Bank & Trust since 2016 and has advanced into a Personal Banking Supervisor. She enjoys the daily interactions with all of her customers. Susan also volunteers as part of the Spearfish Fire Department Auxiliary
Racheal Shank – Mortgage Loan Originator
Racheal started her banking career in 2007 as a mortgage loan originator. She has been recognized for her strong customer service skills as well as being a top producer in mortgage lending. She is excited to join Pioneer Bank & Trust and bring her passion for helping people achieve their dreams of home ownership. Racheal […]
Kyle Smith – VP/Commercial & Ag Lender
Kyle has been in commercial and agricultural lending since July of 2002. Kyle graduated from Black Hills State University in May of 2002 with a double major in Business Administration and Human Resource Management. He is originally from a cattle ranch near Lodgepole, SD. He is a graduate of School for Beginning Agricultural Lenders, and […]
Josh Horak – VP & Commercial Lender
Josh joined Pioneer Bank & Trust team in 2022 – bringing 20 years of banking experience, ranging from student loan sales to branch President. Most recently he was the branch president at a bank in Sturgis. Josh is a graduate of Spearfish High School, having attended BHSU then graduating from SDSU with a bachelor’s degree […]
Dan O’Shea – Senior VP/Manager
Dan has been in banking for over 30 years serving in a variety of roles. He’s an alumni of the Graduate School of Banking, Madison WI and San Diego State University. Prior to joining Pioneer Bank & Trust in 2000 he worked for national banks in South Dakota, Colorado and California. Dan is active in […]